Splivo

Shared money,
simplified.

Splivo is the simplest way to split, settle, and send payment links between people — running on the payment apps you already use.

Get the app See how it works →

SCAN

Scan the receipt. OCR reads the line items. You tap who ordered what.

SPLIT

Pick a method: equal, exact, by percentage, by shares. Splivo balances the math across everyone.

SETTLE

Send a single pay link. They tap — Venmo, Cash App, Zelle, PayPal, or crypto. You see the settlement.


WHAT SPLIVO DOES

Payments already work. Group math doesn't.

Every week, millions of people split restaurant bills, trips, rent, and groceries. Most of them still do it with unread group texts, half-remembered receipts, and eventually someone just eating the difference.

Splivo replaces that friction with a single tap. Scan a receipt, pick participants, send one pay link. The money moves across the rails people already trust — Venmo, Cash App, Zelle, PayPal, or crypto via WalletConnect. Splivo does the math and gets out of the way.

No hosted balances. No accounts required to pay. No awkward reminder texts.


5
Payment rails supported: Venmo, Cash App, Zelle, PayPal, crypto
0
Money Splivo ever holds — every payment routes through your tools
60s
Average time from bill arrival to settlement sent
Local-first
Your data on your device by default. Cloud sync opt-in.

PRODUCT PROMISE

"Splivo does the math. Your apps move the money. The rails you already trust stay the rails that carry your money."

Ready when you are.

Free to start. Pro unlocks auto-detection, invoices, budget goals, and more.

Download Splivo